What the generated terms cover
- Eligibility and account responsibilities
- Subscription billing and auto-renewal disclosure (Apple §3.1.2, Google Play subscription policy)
- Free trials, conversion rules, and 24-hour cancellation window
- Refund handling for App Store / Play Store transactions
- Acceptable use and prohibited conduct
- Intellectual property and user-content licence
- Limitation of liability and warranty disclaimer
- Governing law and dispute resolution
Why a separate terms doc matters
Your privacy policy describes what data you collect; your terms of service describes the deal — what users are allowed to do, what they pay, what happens if they breach. App stores require both. Browsers like Safari surface "Terms" prominently in the iOS settings for any subscription app. Skipping terms is the single most common reason for App Store rejection after privacy.